Partners in your success
The TMAC team has deep finance and loan expertise—matched by the knowledge that clarity and streamlined processes matter. It’s the foundation of everything we do.
The TMAC team has deep finance and loan expertise—matched by the knowledge that clarity and streamlined processes matter. It’s the foundation of everything we do.
When you work with TMAC, you’ll have direct access to key decision-makers and our streamlined ways of working. That means quick answers to your questions, and open-minded decisions. It’s an operating philosophy that comes through in everything we do, from the way we review and process loans to our responsive service.
Chief Investment Officer
and Chief Operating Officer
Chief Financial Officer
President and CEO
84%
of the country proudly covered
5th
Largest Ginnie Mae issuer of mortgage backed securities in the country
VP Wholesale
With firsthand experience as a former top-producing licensed loan originator, Chase understands the realities of today’s competitive lending environment. He has successfully built production from the ground up and now leverages that “in-the-trenches” expertise to guide loan originators and institutions across the country toward measurable growth. His practical knowledge, strategic insight, and results-driven mindset make him a trusted partner to the professionals he serves.
Chase is recognized for his ability to simplify complex strategies and implement innovative systems that drive performance. Drawing on his background in Business Marketing from Stockton University, he blends modern communication strategies with proven sales leadership to help teams adapt, compete, and win in evolving markets.
As Vice President, Chase is committed not only to production growth but to leadership development. He believes sustainable success is built through strong culture, clear communication, and a relentless focus on service. His energy, enthusiasm, and high standards inspire those around him to raise their level of performance.
In addition to his professional leadership, Chase proudly serves as a firefighter. This role reflects his deep commitment to service, discipline, and community. The same qualities required in emergency response—calm under pressure, decisive action, teamwork, and accountability—are principles he brings into his business leadership every day.
Beyond his professional and community service, Chase remains actively involved in his church and supports several charitable organizations. His leadership philosophy extends beyond business—centered on impact, integrity, and helping others achieve their full potential.
Account & Production Manager
With over 20 years in the reverse mortgage industry, Colby is the go-to person at TMAC to onboard new partners and troubleshoot issues on files. Her experience with operations, underwriting and account management at firms like Live Well Financial and Open Mortgage have prepared her well to troubleshoot and expedite loans at TMAC. Colby really enjoys sharing her knowledge of reverse mortgages and helping partners understand the ins and outs of the program and process.
Colby is the consummate inside person who is an avid outdoors woman when away from work. She loves to volunteer at the Appalachian Great Pyrenees Rescue where she found Cali, a Great Pyrenees/Labrador, as a failed foster attempt. Whenever possible, Colby likes to spend her time outdoors kayaking, hiking and backpacking. Internationally, she has hiked the Inca Trail to Machu Picchu, Peru, Mount Fitz Roy in Argentina and the W Trek in Torres del Paine, Chile. Stateside she has been blessed to hike the Appalachians, the Rockies, the Sierras and has summited Mt. Whitney nine times. In addition to that, she is one of the small percentage of visitors to the Grand Canyon that has hiked the arduous Rim to Rim trail. Talk about Peak Performance!
Account Executive
Joe Tuttle is a dedicated and passionate reverse mortgage Account Executive with a magnanimous spirit and passion for what he does. Joe has a varied career that has taken him to new heights literally, as he has been a flight instructor and pilot earlier in his career. Before joining TMAC, Joe gained valuable experience at companies like Longbridge Financial, Finance of America, Liberty Home Equity Solutions, Navy Federal Credit Union, and Accenture.
At TMAC, Joe is responsible for managing wholesale loan files and implementing creative solutions that get borrowers to closing. Joe is primed for the challenges and committed to getting borrowers to the finish line! Joe has worked in nearly every facet of the reverse process, from Sales to Processing to Closing and Funding. Joe has a heart for educating partners and Brokers about the amazing world of reverse lending. Joe loves teaching them how they can help their senior borrowers live better lives in retirement.
When Joe is not at the office, his interests include skiing, flying, and traveling to cool new places. Joe has three grown children and enjoys spending time with them and watching his grandchildren grow!
Account Executive
Carol Olmos brings more than 27 years of experience in the mortgage industry, including over 12 years specializing in reverse mortgages. Her deep, well-rounded background gives her a comprehensive understanding of the lending process from start to finish.
Throughout her career, Carol has worked in nearly every role across the industry—ranging from receptionist and processor to junior underwriter and document drawer. This hands-on experience provides her with a grounded, practical perspective and a strong appreciation for what it takes to move loans efficiently, accurately, and smoothly through each stage of the transaction.
Carol’s broad experience makes her especially attuned to the needs of TMAC’s broker partners. She understands the challenges that can arise at every point in the loan lifecycle and is known for being a reliable, solutions-oriented partner who values clear communication, teamwork, and attention to detail.
Outside of work, Carol enjoys gardening and finds balance in creating and nurturing growth. She strongly believes that family always comes first—values that carry through in the way she builds trusted, long-term relationships with both clients and partners
Explore career opportunities on our adjacent GoodLife Home Loans website.
At TMAC, we rely on the judgment of our experienced team—not on formulas—to guide our decisions.
We also believe in relationships and the value of working with teams we trust.
Chief Investment Officer and Chief Operating Officer
Brett is responsible for overseeing wholesale lending, correspondent lending, capital markets, data analytics, and finance.
Before joining TMAC, Brett served as a Senior Portfolio Manager at PNC Financial Services, managing the reverse mortgage and agency multifamily mortgage portfolios. Additionally, Brett managed the bank’s agency CMO, MBS, and ARM portfolios and built the portfolio analytics infrastructure. Before this, Brett was an Associate in the Interest Rate Products group at Lehman Brothers, where he was responsible for authoring research on the agency and Treasury debt markets and other pertinent macroeconomic topics.
Brett earned his Doctorate in Finance from UCLA Anderson School of Management, his Master’s in Computation Finance from Carnegie Mellon’s Tepper School of Business, his MBA from Columbia Business School, and his B.A. in Biochemistry from the University of Pennsylvania.
Chief Financial Officer
Elisa is responsible for setting the administrative direction for the company. She is responsible for designing, managing, implementing, and collaborating on various projects that span across strategy, human resources, compliance, operations, communications, and administration.
Before TMAC, Elisa served as Executive Director of UCLA’s Anderson Master of Financial Engineering Program. She was responsible for establishing and executing the program’s strategic goals, including curriculum, admissions, career services, marketing, and alumni relations. Before joining UCLA, Elisa spent 12+ years in finance with market-leading firms in New York, Canada, and Brazil. She worked as an investment banker with Lehman Brothers, Houlihan Lokey, and Brookfield Asset Management, leading transaction teams on major global deals across a mix of industry sectors.
Elisa earned her MBA with honors from Columbia Business School and B.A. in Business Administration from EAESP – Fundacao Getulio Vargas in Sao Paulo.
President and CEO
Ken brings a deep understanding of the financial industry, real asset lending, and markets to his leadership role at TMAC. He is Emeritus Professor of Financial Economics and former Dean of the David A. Tepper School of Business at Carnegie Mellon University. Ken’s pioneering research focused on the application of option-based approaches to analyzing and valuing mortgages has been published in leading finance journals and continues to be applied today.
During his tenure with Miller Anderson & Sherrerd, Ken gained a reputation for his work in mortgage-backed securities, building one of the largest mortgage groups in the U.S. He also managed Miller Anderson’s fixed-income trading, technology, and insurance groups within the firm’s Asset Management Division. Ken continued in these roles after Morgan Stanley acquired Miller Anderson, becoming a Managing Director of Morgan Stanley Investment Management and Co-Director of Morgan Stanley’s U.S. Core Fixed Income and Mortgage teams. He left Morgan Stanley to become the eighth dean of Carnegie Mellon University’s Tepper School of Business in 2002 and retired as the school’s third-longest serving dean in January 2011.
Ken earned a Doctorate in Industrial Administration from Purdue University and his Master’s and Bachelor’s in Business Administration from Ohio State University. He is a member of the Board of Directors of NextEra Energy. Previously he was a Director of BlackRock Inc., a Trustee of the Pittsburgh Opera, a Trustee of the Pittsburgh Symphony, and a Trustee of Friend’s Central School, and Chair of their investment committee.